Athlete Insurance

Insurance Coverage

The FGCU Department of Intercollegiate Athletics requires that all student-athletes must have acceptable primary insurance coverage, which will cover athletic related injuries, as a condition to participate in intercollegiate athletics. This policy must have full network benefits that are payable in Florida and more specifically Southwest Florida. Policies that have limited/restricted benefits are not acceptable. Examples of those policies are: out of state HMOs (with no provider network in Southwest Florida), ER care only, Surgery only, etc… The FGCU Department of Intercollegiate Athletics provides secondary accidental medical coverage for student-athletes, athletic training students, student-coaches, and student-managers, for athletically-related injuries only.

Download the FGCU Insurance Letter  

Download the FGCU Insurance Claim Guidlines  

Any changes in insurance and/or coverage must be reported to the athletic training staff immediately. New insurance forms, available below, must be completed and signed. Copies of the new insurance cards are also required. Failure to comply will cause a delay in processing the claim and the possibility of the account being turned over to collection thus making it the responsibility of the student-athlete.

If you have any questions regarding insurance matters, please contact FGCU Assistant Athletic Trainer Elisa Araujo at 239.590.7095 office, 239.590.7398 FAX, or through email at earuajo@fgcu.edu.

Download FGCU Health Insurance Form

Download Insurance Verification Form